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Banco de Portugal revê regras do crédito: o que muda para quem quer comprar casa?
A partir de 1 de agosto de 2026, entram em vigor novas orientações do Banco de Portugal para a concessão de crédito a consumidores.
Dificuldade em pagar o condomínio e a prestação da casa? Sinais de alerta de que precisa de um intermediário
A prestação da casa, o condomínio, os seguros e o aumento do custo de vida podem tornar o orçamento familiar mais apertado.
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Comprar casa é um dos momentos mais importantes da vida, mas também um dos que exige maior preparação financeira.
Join us at Maxfinance, where challenges are opportunities and talent is recognized.
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Send us your spontaneous applicationComplementary information to the Credit Intermediation activity
- Legal name
-
Exemplo Genuíno – Intermediários de Crédito Unipessoal Lda
- Name
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Luís Diogo Braz Jacinto
- Headquarters
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Av. 25 de Abril, n.º 722, BL C, 1.º Dto.
2750-512 Cascais
Portugal - Establishment
-
Av. 25 de Abril, n.º 722, BL C, 1.º Dto.
2750-512 Cascais
Portugal - Registration number
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0006960 | Consult
- Category
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Vinculated
- Phone
More information
Civil Liability
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Mortgage Credit
2529028 – Hiscox S.A. Sucursal em Portugal
Valid from until -
Consumer Credit
2529029 – Hiscox S.A. Sucursal em Portugal
Valid from until
Lenders with a binding agreement
Conflict Resolution Centres
- CACCL – centroarbitragemlisboa.pt
- CIMAAL http://www.consumoalgarve.pt/
Value restriction
The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.
Supervisory Entity
Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )
Mortgage and consumer credit related services
- Presentation or proposal of consumer credit agreements
- Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
- Conclusion of credit agreements with consumers on behalf of creditors
- Consultancy services
Make a complaint
In the event of a complaint, it must be submitted in the following ways:
- By filling in the complaints booklet, available at www.livroreclamacoes.pt
- Directly to the Bank of Portugal, by letter or via the website www.livroreclamacoes.pt
- Complaints can also be made in person at the company's address.
